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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,404 | $110,083-33.3% | $151,645-51.6% | $68,490+7.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 87.5%-7.5pp | 67.9%+12.1pp |
| Annual return | -20.48% | -10.12%-10.4pp | 3.34%-23.8pp | -7.85%-12.6pp |
| Employer contribution / active EE | $4,486 | $4,470+0.4% | $6,165-27.2% | $2,597+72.8% |
| Participant deferral / active EE | $6,844 | $6,526+4.9% | $8,363-18.2% | $4,028+69.9% |
| Admin fee / account holder | $6,332 | $7,718-18.0% | $11,614-45.5% | $5,403+17.2% |