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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,006 | $184,000-53.3% | $162,185-47.0% | $152,909-43.8% |
| Participation rate | 66.7% | 88.5%-21.8pp | 87.6%-20.9pp | 82.5%-15.8pp |
| Annual return | 19.36% | 150.80%-131.4pp | 115.61%-96.2pp | 345.46%-326.1pp |
| Employer contribution / active EE | $2,908 | $6,370-54.3% | $5,613-48.2% | $4,764-39.0% |
| Participant deferral / active EE | $5,367 | $8,033-33.2% | $7,297-26.4% | $5,851-8.3% |
| Admin fee / account holder | $18,157 | $13,124+38.4% | $10,844+67.4% | $11,601+56.5% |