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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,105 | $118,708+11.3% | $98,920+33.5% | $158,982-16.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 1.40% | 372.49%-371.1pp | 196.47%-195.1pp | 302.99%-301.6pp |
| Employer contribution / active EE | $2,942 | $3,334-11.8% | $2,689+9.4% | $4,763-38.2% |
| Participant deferral / active EE | $8,977 | $5,089+76.4% | $4,245+111.5% | $5,983+50.0% |
| Admin fee / account holder | $532 | $10,134-94.8% | $6,643-92.0% | $11,252-95.3% |