Retirement plan

OSHMAN FAMILY JEWISH COMMUNITY CENTER 403(B) PLAN

Name: OSHMAN FAMILY JEWISH COMMUNITY CENTER - OSHMAN FAMILY JEWISH COMMUNITY CENTER 403(B) PLAN (2019) Form 5500
Creator: OSHMAN FAMILY JEWISH COMMUNITY CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OSHMAN FAMILY JEWISH COMMUNITY CENTER 403(B) PLAN, OSHMAN FAMILY JEWISH COMMUNITY CENTER

OSHMAN FAMILY JEWISH COMMUNITY CENTEREIN 77-0185734Plan #001PY 2019

3921 FABIAN WAY - PALO ALTO, CA 94303650-223-8603

Other plans on this EIN

1 filing

#002Retirement-$78K assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$6M

+18.0% from 2018

Total participants

267

-6.0% from 2018

Average account balance

$27,063

+11.6% from 2018

Annual return

22.09%

+29.43 pp from 2018

Benchmarks

See 1,705 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,705 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.97M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$67K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

193

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

60.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.24M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$346

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
PRIMARK BENEFITS4 years Service code 13 · EIN 94-2320862 875 MAHLER ROAD, SUITE 105 · BURLINGAME, CA 94010	Contract Administrator	$24,327
GLOBAL RETIREMENT PARTNERS LLC2 years Filed as: GLOBAL RETIREMENT PARTNERS Service code 27 · EIN 47-1411118 4340 REDWOOD HIGHWAY · SAN RAFAEL, CA 94903	Advisory (Plan)	$5,617

Plan features & details

Pension benefit codes2A2E2F2G2M2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$33K

$177 / participant

Investment mgmt$6K16.9%
Contract admin$28K83.1%

% of EOY assets

0.551%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JOHANSON & YAU ACCOUNTANCY CORPORAT
Auditor EIN: 942702860
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,063

$51,620-47.6%

$90,300-70.0%

$65,185-58.5%

Participation rate

76.6%

68.6%+8.0pp

73.3%+3.3pp

70.2%+6.4pp

Annual return

22.09%

24.94%-2.8pp

78.11%-56.0pp

29.38%-7.3pp

Employer contribution / active EE

$757

$2,235-66.1%

$2,854-73.5%

$2,177-65.2%

Participant deferral / active EE

$3,580

$2,871+24.7%

$3,884-7.8%

$3,514+1.9%

Admin fee / account holder

$149

$384-61.2%

$5,353-97.2%

$847-82.4%

Provider

Service type

Compensation

PRIMARK BENEFITS4 years

Service code 13 · EIN 94-2320862

875 MAHLER ROAD, SUITE 105 · BURLINGAME, CA 94010

Contract Administrator

$24,327

GLOBAL RETIREMENT PARTNERS LLC2 years

Filed as: GLOBAL RETIREMENT PARTNERS

Service code 27 · EIN 47-1411118

4340 REDWOOD HIGHWAY · SAN RAFAEL, CA 94903

Advisory (Plan)

$5,617

OSHMAN FAMILY JEWISH COMMUNITY CENTER 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OSHMAN FAMILY JEWISH COMMUNITY CENTER 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion