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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,577 | $94,436+220.4% | $115,599+161.7% | $82,637+266.2% |
| Participation rate | 92.1% | 70.4%+21.7pp | 74.3%+17.8pp | 68.1%+24.1pp |
| Annual return | 15.62% | 18.37%-2.8pp | 111.10%-95.5pp | 53.51%-37.9pp |
| Employer contribution / active EE | $4,127 | $2,324+77.6% | $2,955+39.6% | $2,552+61.7% |
| Participant deferral / active EE | $8,750 | $3,955+121.2% | $4,889+79.0% | $4,126+112.1% |
| Admin fee / account holder | $310 | $10,328-97.0% | $12,841-97.6% | $7,339-95.8% |