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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,202 | $106,280-22.7% | $96,538-14.8% | $139,487-41.1% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 16.33% | 38.48%-22.2pp | 35.74%-19.4pp | 373.84%-357.5pp |
| Employer contribution / active EE | $719 | $4,107-82.5% | $3,740-80.8% | $4,755-84.9% |
| Participant deferral / active EE | $2,905 | $5,457-46.8% | $4,880-40.5% | $6,713-56.7% |
| Admin fee / account holder | $5,681 | $7,888-28.0% | $6,737-15.7% | $11,407-50.2% |