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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,562 | $124,351-24.8% | $109,188-14.3% | $167,553-44.2% |
| Participation rate | 52.2% | 79.4%-27.3pp | 75.9%-23.7pp | 82.1%-29.9pp |
| Annual return | 26.16% | 26.04%+0.1pp | 25.76%+0.4pp | 478.89%-452.7pp |
| Employer contribution / active EE | $687 | $4,210-83.7% | $3,723-81.5% | $4,840-85.8% |
| Participant deferral / active EE | $2,748 | $5,257-47.7% | $4,654-40.9% | $6,343-56.7% |
| Admin fee / account holder | $63 | $7,975-99.2% | $6,755-99.1% | $12,316-99.5% |