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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,021 | $110,337-38.4% | $102,383-33.6% | $145,877-53.4% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 11.83% | 24.83%-13.0pp | 24.94%-13.1pp | 551.28%-539.5pp |
| Employer contribution / active EE | $2,940 | $4,216-30.3% | $3,870-24.0% | $4,663-37.0% |
| Participant deferral / active EE | $4,213 | $5,621-25.0% | $5,060-16.7% | $6,691-37.0% |
| Admin fee / account holder | $486 | $9,750-95.0% | $8,391-94.2% | $13,402-96.4% |