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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,871 | $64,729-38.4% | $112,263-64.5% | $68,490-41.8% |
| Participation rate | 82.1% | 67.2%+15.0pp | 75.1%+7.1pp | 67.9%+14.2pp |
| Annual return | -16.36% | -11.40%-5.0pp | 27.49%-43.8pp | -7.85%-8.5pp |
| Employer contribution / active EE | $1,303 | $2,746-52.6% | $3,636-64.2% | $2,597-49.8% |
| Participant deferral / active EE | $4,103 | $3,566+15.1% | $4,729-13.2% | $4,028+1.9% |
| Admin fee / account holder | $1,143 | $5,222-78.1% | $6,410-82.2% | $5,403-78.8% |