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| Provider | Service type | Compensation |
|---|---|---|
KARP CAPITAL MANAGEMENT6+ years Service code 27 2269 CHESTNUT ST. #308 · SAN FRANCISCO, CA 94123 | Advisory (Plan) | $25,126 |
Filed as: GREAT WEST LIFE & ANNUITY INS CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $19,584 |
Filed as: JORDAN & ASSOCIATES RETIREMENT SVCS Service code 13 · EIN 68-0369583 100 STONY POINT ROAD, SUITE 216 · SANTA ROSA, CA 95401 | Contract Administrator | $11,650 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,208 | $54,573+65.3% | $90,970-0.8% | $73,497+22.7% |
| Participation rate | 34.4% | 61.2%-26.8pp | 69.0%-34.6pp | 70.7%-36.3pp |
| Annual return | 13.56% | 16.69%-3.1pp | 134.60%-121.0pp | 28.51%-15.0pp |
| Employer contribution / active EE | $276 | $991-72.2% | $2,122-87.0% | $2,270-87.9% |
| Participant deferral / active EE | $2,915 | $2,517+15.8% | $3,373-13.6% | $3,740-22.1% |
| Admin fee / account holder | $332 | $521-36.3% | $5,961-94.4% | $513-35.2% |