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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,996 | $55,889+129.0% | $76,119+68.2% | $80,935+58.1% |
| Participation rate | 81.0% | 62.1%+18.9pp | 69.1%+11.9pp | 67.7%+13.3pp |
| Annual return | 10.18% | 20.58%-10.4pp | 361.25%-351.1pp | 35.66%-25.5pp |
| Employer contribution / active EE | $2,876 | $1,866+54.1% | $2,693+6.8% | $2,757+4.3% |
| Participant deferral / active EE | $6,924 | $3,051+126.9% | $4,259+62.6% | $4,299+61.0% |
| Admin fee / account holder | $22,343 | $5,241+326.3% | $6,421+248.0% | $6,924+222.7% |