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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,349 | $62,549+130.8% | $85,705+68.4% | $85,851+68.1% |
| Participation rate | 70.6% | 61.1%+9.5pp | 69.9%+0.7pp | 69.3%+1.3pp |
| Annual return | 8.67% | 23.77%-15.1pp | 21.49%-12.8pp | 318.63%-310.0pp |
| Employer contribution / active EE | $2,290 | $1,755+30.5% | $2,619-12.5% | $2,565-10.7% |
| Participant deferral / active EE | $5,047 | $2,802+80.1% | $3,924+28.6% | $3,952+27.7% |
| Admin fee / account holder | $8,379 | $4,644+80.4% | $6,877+21.8% | $6,261+33.8% |