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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,996 | $56,060+128.3% | $76,002+68.4% | $80,874+58.3% |
| Participation rate | 81.0% | 62.0%+18.9pp | 69.1%+11.9pp | 67.6%+13.3pp |
| Annual return | 10.18% | 20.54%-10.4pp | 360.07%-349.9pp | 35.62%-25.4pp |
| Employer contribution / active EE | $2,876 | $1,873+53.5% | $2,688+7.0% | $2,756+4.4% |
| Participant deferral / active EE | $6,924 | $3,051+126.9% | $4,257+62.7% | $4,297+61.1% |
| Admin fee / account holder | $22,343 | $5,237+326.6% | $6,414+248.4% | $6,935+222.2% |