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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,996 | $55,930+128.8% | $76,089+68.2% | $80,925+58.2% |
| Participation rate | 81.0% | 62.1%+18.9pp | 69.1%+11.9pp | 67.7%+13.3pp |
| Annual return | 10.18% | 20.58%-10.4pp | 360.94%-350.8pp | 35.65%-25.5pp |
| Employer contribution / active EE | $2,876 | $1,866+54.1% | $2,690+6.9% | $2,756+4.3% |
| Participant deferral / active EE | $6,924 | $3,051+127.0% | $4,259+62.6% | $4,299+61.1% |
| Admin fee / account holder | $22,343 | $5,241+326.4% | $6,418+248.1% | $6,940+221.9% |