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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,442 | $102,663-46.0% | $86,216-35.7% | $139,466-60.2% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 13.99% | 1924.52%-1910.5pp | 1169.42%-1155.4pp | 373.66%-359.7pp |
| Employer contribution / active EE | $1,277 | $3,035-57.9% | $2,382-46.4% | $4,754-73.1% |
| Participant deferral / active EE | $2,050 | $4,677-56.2% | $3,986-48.6% | $6,712-69.5% |
| Admin fee / account holder | $349 | $8,663-96.0% | $6,853-94.9% | $11,409-96.9% |