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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,179 | $111,785+34.3% | $93,669+60.3% | $145,877+2.9% |
| Participation rate | 92.9% | 74.2%+18.6pp | 68.7%+24.1pp | 80.3%+12.6pp |
| Annual return | 14.83% | 203.79%-189.0pp | 133.59%-118.8pp | 551.28%-536.5pp |
| Employer contribution / active EE | $7,356 | $3,096+137.6% | $2,424+203.5% | $4,663+57.8% |
| Participant deferral / active EE | $2,742 | $4,919-44.3% | $4,416-37.9% | $6,691-59.0% |
| Admin fee / account holder | $1,984 | $10,256-80.7% | $8,291-76.1% | $13,402-85.2% |