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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,749 | $102,663-0.9% | $86,216+18.0% | $139,466-27.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 19.03% | 1924.52%-1905.5pp | 1169.42%-1150.4pp | 373.66%-354.6pp |
| Employer contribution / active EE | $8,190 | $3,035+169.9% | $2,382+243.9% | $4,754+72.3% |
| Participant deferral / active EE | $3,058 | $4,677-34.6% | $3,986-23.3% | $6,712-54.4% |
| Admin fee / account holder | $984 | $8,663-88.6% | $6,853-85.6% | $11,409-91.4% |