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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,659 | $64,729-52.6% | $112,263-72.7% | $68,490-55.2% |
| Participation rate | 63.3% | 67.2%-3.8pp | 75.1%-11.7pp | 67.9%-4.6pp |
| Annual return | 3.99% | -11.40%+15.4pp | 27.49%-23.5pp | -7.85%+11.8pp |
| Employer contribution / active EE | $1,647 | $2,746-40.0% | $3,636-54.7% | $2,597-36.6% |
| Participant deferral / active EE | $2,748 | $3,566-22.9% | $4,729-41.9% | $4,028-31.8% |
| Admin fee / account holder | $342 | $5,222-93.5% | $6,410-94.7% | $5,403-93.7% |