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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,395 | $78,682-67.7% | $109,188-76.7% | $85,851-70.4% |
| Participation rate | 61.3% | 68.3%-7.0pp | 75.9%-14.6pp | 69.3%-8.0pp |
| Annual return | 26.09% | 25.09%+1.0pp | 25.76%+0.3pp | 318.63%-292.5pp |
| Employer contribution / active EE | $1,440 | $2,734-47.3% | $3,723-61.3% | $2,565-43.9% |
| Participant deferral / active EE | $2,308 | $3,468-33.4% | $4,654-50.4% | $3,952-41.6% |
| Admin fee / account holder | $915 | $5,470-83.3% | $6,755-86.5% | $6,261-85.4% |