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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,626 | $117,846+85.5% | $102,434+113.4% | $145,884+49.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 36.93% | 31.90%+5.0pp | 29.46%+7.5pp | 551.85%-514.9pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $7,130 | $5,733+24.4% | $5,055+41.0% | $6,690+6.6% |
| Admin fee / account holder | $948 | $13,356-92.9% | $9,462-90.0% | $13,392-92.9% |