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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,071 | $100,811+6.2% | $86,698+23.5% | $134,545-20.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -8.04% | 29.11%-37.2pp | 35.96%-44.0pp | 418.37%-426.4pp |
| Employer contribution / active EE | $9,568 | $3,490+174.1% | $2,837+237.3% | $4,742+101.8% |
| Participant deferral / active EE | $14,821 | $5,339+177.6% | $4,656+218.3% | $6,401+131.5% |
| Admin fee / account holder | $633 | $10,926-94.2% | $7,492-91.6% | $11,431-94.5% |