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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,437 | $72,404-63.5% | $110,243-76.0% | $64,173-58.8% |
| Participation rate | 98.8% | 73.3%+25.4pp | 79.8%+18.9pp | 69.6%+29.2pp |
| Annual return | -6.56% | -6.29%-0.3pp | 314.76%-321.3pp | 7.63%-14.2pp |
| Employer contribution / active EE | $2,707 | $2,282+18.7% | $3,827-29.3% | $2,381+13.7% |
| Participant deferral / active EE | $5,869 | $3,469+69.2% | $4,672+25.6% | $3,470+69.1% |
| Admin fee / account holder | $2,182 | $5,664-61.5% | $8,548-74.5% | $4,887-55.4% |