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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,924 | $78,707-68.3% | $117,861-78.9% | $70,126-64.5% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 14.71% | 23.30%-8.6pp | 335.11%-320.4pp | 73.15%-58.4pp |
| Employer contribution / active EE | $2,713 | $2,223+22.0% | $3,786-28.3% | $2,343+15.8% |
| Participant deferral / active EE | $5,911 | $3,297+79.3% | $4,482+31.9% | $3,332+77.4% |
| Admin fee / account holder | $2,142 | $5,066-57.7% | $8,021-73.3% | $4,645-53.9% |