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Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,269 | $76,696-46.2% | $96,538-57.3% | $71,529-42.3% |
| Participation rate | 81.4% | 66.6%+14.8pp | 74.3%+7.0pp | 67.9%+13.4pp |
| Annual return | 13.28% | 48.32%-35.0pp | 35.74%-22.5pp | 28.97%-15.7pp |
| Employer contribution / active EE | $3,039 | $3,032+0.3% | $3,740-18.7% | $2,590+17.4% |
| Participant deferral / active EE | $1,297 | $3,770-65.6% | $4,880-73.4% | $4,291-69.8% |
| Admin fee / account holder | $0 | $2,030-100.0% | $6,737-100.0% | $1,588-100.0% |