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Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,619 | $64,176-49.2% | $112,263-70.9% | $66,949-51.3% |
| Participation rate | 77.8% | 68.4%+9.4pp | 75.1%+2.8pp | 69.8%+8.0pp |
| Annual return | -18.75% | -13.80%-4.9pp | 27.49%-46.2pp | 1.57%-20.3pp |
| Employer contribution / active EE | $2,412 | $3,007-19.8% | $3,636-33.7% | $2,545-5.2% |
| Participant deferral / active EE | $1,214 | $3,694-67.1% | $4,729-74.3% | $4,239-71.4% |
| Admin fee / account holder | $0 | $626-100.0% | $6,410-100.0% | $594-100.0% |