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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,573 | $62,583-16.0% | $76,767-31.5% | $64,173-18.1% |
| Participation rate | 59.4% | 72.8%-13.4pp | 77.0%-17.5pp | 69.6%-10.1pp |
| Annual return | -6.75% | -1.95%-4.8pp | 2.43%-9.2pp | 7.63%-14.4pp |
| Employer contribution / active EE | $670 | $1,832-63.4% | $2,485-73.0% | $2,381-71.8% |
| Participant deferral / active EE | $2,218 | $3,145-29.5% | $3,852-42.4% | $3,470-36.1% |
| Admin fee / account holder | -$6,106 | $4,667-230.8% | $6,675-191.5% | $4,887-224.9% |