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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,276 | $57,352-49.0% | $83,831-65.1% | $64,173-54.4% |
| Participation rate | 44.0% | 68.6%-24.6pp | 76.1%-32.1pp | 69.6%-25.6pp |
| Annual return | -9.00% | 11.38%-20.4pp | 850.99%-860.0pp | 7.63%-16.6pp |
| Employer contribution / active EE | $807 | $2,546-68.3% | $3,631-77.8% | $2,381-66.1% |
| Participant deferral / active EE | $1,978 | $2,993-33.9% | $4,082-51.5% | $3,470-43.0% |
| Admin fee / account holder | $281 | $4,046-93.0% | $5,479-94.9% | $4,887-94.2% |