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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,224 | $99,032+177.9% | $80,022+243.9% | $135,380+103.3% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -6.02% | 15.39%-21.4pp | 11.22%-17.2pp | 519.81%-525.8pp |
| Employer contribution / active EE | $4,587 | $3,043+50.7% | $2,468+85.8% | $4,779-4.0% |
| Participant deferral / active EE | $11,516 | $4,282+168.9% | $3,686+212.4% | $5,609+105.3% |
| Admin fee / account holder | $1,207 | $10,436-88.4% | $6,521-81.5% | $10,828-88.9% |