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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,294 | $83,908+83.9% | $68,509+125.2% | $125,389+23.1% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -0.26% | 14.48%-14.7pp | 8.27%-8.5pp | 282.24%-282.5pp |
| Employer contribution / active EE | $4,084 | $3,031+34.7% | $2,278+79.3% | $4,866-16.1% |
| Participant deferral / active EE | $9,950 | $4,125+141.2% | $3,382+194.2% | $5,352+85.9% |
| Admin fee / account holder | $787 | $8,982-91.2% | $5,275-85.1% | $9,541-91.7% |