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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,090 | $84,697-49.1% | $73,845-41.6% | $125,393-65.6% |
| Participation rate | 53.8% | 76.8%-22.9pp | 73.4%-19.6pp | 83.2%-29.3pp |
| Annual return | -0.13% | 3123.66%-3123.8pp | 2267.91%-2268.0pp | 282.23%-282.4pp |
| Employer contribution / active EE | $0 | $3,123-100.0% | $2,788-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,315 | $3,993-42.0% | $3,583-35.4% | $5,351-56.7% |
| Admin fee / account holder | $14,084 | $5,692+147.5% | $4,881+188.6% | $9,541+47.6% |