Retirement plan

FRONTIER TECHNOLOGY, INC. 401(K) PLAN

Name: FRONTIER TECHNOLOGY, INC. - FRONTIER TECHNOLOGY, INC. 401(K) PLAN (2016) Form 5500
Creator: FRONTIER TECHNOLOGY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FRONTIER TECHNOLOGY, INC. 401(K) PLAN, FRONTIER TECHNOLOGY, INC.

FRONTIER TECHNOLOGY, INC.EIN 77-0071221Plan #001PY 2016

4141 COLONEL GLENN HIGHWAY, SUITE 140 - BEAVERCREEK, OH 45431937-429-3302frontier-cf252.comLinkedIn11-50 employeesoil & energy

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$11M

No prior year

Total participants

159

No prior year

Average account balance

$86,476

No prior year

Annual return

2.13%

No prior year

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$61.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$113K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

549

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6.94M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$19K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$639

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850	Indirect Investment Fees	$53,405
CBIZ RETIREMENT PLAN SERVICES1+ years Filed as: CBIZ MHM RETIREMENT PLAN SOLUTIONS Service code 13 · EIN 20-1876798	Contract Administrator	$6,004
CBIZ RETIREMENT PLAN SERVICES1+ years Filed as: CBIZ BENEFITS & INSURANCE SERVICE Service code 53	Insurance Commissions	$2,715
CBIZ RETIREMENT PLAN SERVICES1+ years Filed as: CBIZ BENEFITS & INSURANCE SERVICES Service code 53 · EIN 31-1582098	Insurance Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$53K

$434 / participant

Contract admin$53K100.0%

% of EOY assets

0.486%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SWINDON SPRINGER & CO., INC. CPA'S
Auditor EIN: 311339842
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$86,476

$75,183+15.0%

$123,894-30.2%

$55,167+56.8%

Participation rate

74.0%

72.8%+1.2pp

81.4%-7.4pp

69.0%+5.0pp

Annual return

2.13%

19.01%-16.9pp

47.52%-45.4pp

169.23%-167.1pp

Employer contribution / active EE

$1,753

$2,823-37.9%

$4,617-62.0%

$1,963-10.7%

Participant deferral / active EE

$5,999

$5,084+18.0%

$5,984+0.2%

$3,054+96.4%

Admin fee / account holder

$421

$663-36.5%

$8,357-95.0%

$504-16.6%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INS CO

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$53,405

CBIZ RETIREMENT PLAN SERVICES1+ years

Filed as: CBIZ MHM RETIREMENT PLAN SOLUTIONS

Service code 13 · EIN 20-1876798

Contract Administrator

$6,004

CBIZ RETIREMENT PLAN SERVICES1+ years

Filed as: CBIZ BENEFITS & INSURANCE SERVICE

Service code 53

Insurance Commissions

$2,715

CBIZ RETIREMENT PLAN SERVICES1+ years

Filed as: CBIZ BENEFITS & INSURANCE SERVICES

Service code 53 · EIN 31-1582098

Insurance Commissions

FRONTIER TECHNOLOGY, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FRONTIER TECHNOLOGY, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion