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| Provider | Service type | Compensation |
|---|---|---|
SMART INVESTOR6+ years Service code 27 · EIN 48-1289192 | Advisory (Plan) | $43,473 |
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 64 · EIN 38-3712991 | Recordkeeping Fees | $25,324 |
MATRIX TRUST COMPANY3 years Filed as: MATRIX Service code 19 · EIN 75-3182674 | Securities Custodian | $5,840 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,371 | $98,776-0.4% | $149,745-34.3% | $79,856+23.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 7.37% | 27.38%-20.0pp | 276.72%-269.3pp | 31.71%-24.3pp |
| Employer contribution / active EE | $4,562 | $3,217+41.8% | $4,646-1.8% | $2,471+84.6% |
| Participant deferral / active EE | $4,789 | $5,681-15.7% | $6,843-30.0% | $3,741+28.0% |
| Admin fee / account holder | $541 | $6,053-91.1% | $9,312-94.2% | $5,306-89.8% |