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| Provider | Service type | Compensation |
|---|---|---|
SMART INVESTOR5+ years Service code 27 · EIN 48-1289192 | Advisory (Plan) | $42,785 |
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 64 · EIN 38-3712991 | Recordkeeping Fees | $24,299 |
MATRIX TRUST COMPANY2 years Filed as: MATRIX Service code 19 · EIN 75-3182674 | Securities Custodian | $5,553 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,630 | $89,370+10.4% | $141,197-30.1% | $72,976+35.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.29% | 111.88%-93.6pp | 71.41%-53.1pp | 81.02%-62.7pp |
| Employer contribution / active EE | $3,898 | $3,115+25.1% | $4,736-17.7% | $2,440+59.8% |
| Participant deferral / active EE | $2,999 | $5,419-44.7% | $6,710-55.3% | $3,608-16.9% |
| Admin fee / account holder | $581 | $5,957-90.2% | $10,265-94.3% | $5,124-88.7% |