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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,219 | $160,040-43.6% | $147,096-38.7% | $145,877-38.2% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 8.53% | 98.49%-90.0pp | 419.75%-411.2pp | 551.28%-542.8pp |
| Employer contribution / active EE | $3,498 | $5,289-33.9% | $4,936-29.1% | $4,663-25.0% |
| Participant deferral / active EE | $7,348 | $8,429-12.8% | $8,071-9.0% | $6,691+9.8% |
| Admin fee / account holder | $39,092 | $15,050+159.7% | $13,005+200.6% | $13,402+191.7% |