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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,570 | $62,586+28.7% | $76,766+5.0% | $64,181+25.5% |
| Participation rate | 67.7% | 72.8%-5.1pp | 77.0%-9.2pp | 69.6%-1.8pp |
| Annual return | 16.37% | -1.95%+18.3pp | 2.43%+13.9pp | 7.63%+8.7pp |
| Employer contribution / active EE | $3,781 | $1,832+106.4% | $2,485+52.1% | $2,381+58.8% |
| Participant deferral / active EE | $4,473 | $3,145+42.2% | $3,851+16.1% | $3,470+28.9% |
| Admin fee / account holder | $7,794 | $4,667+67.0% | $6,675+16.8% | $4,887+59.5% |