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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,419 | $78,670+27.6% | $109,173-8.0% | $85,847+17.0% |
| Participation rate | 91.7% | 68.3%+23.4pp | 75.9%+15.8pp | 69.3%+22.3pp |
| Annual return | 12.81% | 25.09%-12.3pp | 25.75%-12.9pp | 318.61%-305.8pp |
| Employer contribution / active EE | $2,165 | $2,734-20.8% | $3,723-41.9% | $2,565-15.6% |
| Participant deferral / active EE | $4,165 | $3,467+20.1% | $4,654-10.5% | $3,952+5.4% |
| Admin fee / account holder | $998 | $5,469-81.8% | $6,755-85.2% | $6,261-84.1% |