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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,308 | $148,582+133.1% | $135,942+154.7% | $139,456+148.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.91% | 79.26%-59.3pp | 68.28%-48.4pp | 373.45%-353.5pp |
| Employer contribution / active EE | $16,225 | $5,245+209.4% | $4,858+234.0% | $4,753+241.4% |
| Participant deferral / active EE | $11,727 | $8,101+44.8% | $7,759+51.1% | $6,711+74.7% |
| Admin fee / account holder | $9,154 | $12,402-26.2% | $10,764-15.0% | $11,407-19.8% |