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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,685 | $125,237-55.5% | $105,608-47.3% | $145,877-61.8% |
| Participation rate | 33.3% | 77.7%-44.3pp | 75.3%-42.0pp | 80.3%-47.0pp |
| Annual return | 10.82% | 225.76%-214.9pp | 116.50%-105.7pp | 551.28%-540.5pp |
| Employer contribution / active EE | $834 | $3,720-77.6% | $3,167-73.7% | $4,663-82.1% |
| Participant deferral / active EE | $6,437 | $5,711+12.7% | $5,010+28.5% | $6,691-3.8% |
| Admin fee / account holder | $666 | $17,287-96.1% | $11,028-94.0% | $13,402-95.0% |