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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,516 | $118,496-65.0% | $98,461-57.8% | $139,466-70.2% |
| Participation rate | 27.3% | 77.5%-50.2pp | 75.2%-47.9pp | 80.3%-53.1pp |
| Annual return | 25.72% | 18.96%+6.8pp | 21.17%+4.6pp | 373.66%-347.9pp |
| Employer contribution / active EE | $782 | $3,611-78.4% | $3,049-74.4% | $4,754-83.6% |
| Participant deferral / active EE | $5,955 | $5,393+10.4% | $4,738+25.7% | $6,712-11.3% |
| Admin fee / account holder | $374 | $14,056-97.3% | $8,961-95.8% | $11,409-96.7% |