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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,594 | $139,948-38.8% | $121,663-29.6% | $154,746-44.7% |
| Participation rate | 33.3% | 78.0%-44.7pp | 74.5%-41.2pp | 80.7%-47.4pp |
| Annual return | 14.49% | 230.52%-216.0pp | 147.54%-133.0pp | 172.34%-157.8pp |
| Employer contribution / active EE | $955 | $3,521-72.9% | $3,020-68.4% | $4,379-78.2% |
| Participant deferral / active EE | $6,670 | $5,629+18.5% | $4,887+36.5% | $6,730-0.9% |
| Admin fee / account holder | $1,092 | $17,321-93.7% | $14,289-92.4% | $14,365-92.4% |