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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,594 | $132,634-35.5% | $115,768-26.1% | $137,256-37.6% |
| Participation rate | 33.3% | 77.9%-44.5pp | 74.4%-41.1pp | 80.0%-46.6pp |
| Annual return | 14.49% | 160.70%-146.2pp | 100.46%-86.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $955 | $3,360-71.6% | $2,940-67.5% | $4,156-77.0% |
| Participant deferral / active EE | $6,670 | $5,619+18.7% | $4,917+35.7% | $6,407+4.1% |
| Admin fee / account holder | $1,092 | $15,028-92.7% | $12,439-91.2% | $12,270-91.1% |