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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,220 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,560 | $79,438-48.9% | $106,555-61.9% | $79,391-48.9% |
| Participation rate | 77.6% | 74.2%+3.4pp | 76.1%+1.4pp | 70.7%+6.9pp |
| Annual return | 14.88% | 18.27%-3.4pp | 26.80%-11.9pp | 116.88%-102.0pp |
| Employer contribution / active EE | $785 | $2,235-64.9% | $2,819-72.2% | $2,428-67.7% |
| Participant deferral / active EE | $2,627 | $3,824-31.3% | $4,399-40.3% | $4,046-35.1% |
| Admin fee / account holder | $57 | $523-89.0% | $7,408-99.2% | $627-90.8% |