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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,928 | $115,810-74.2% | $101,271-70.4% | $158,966-81.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 17.04% | 56.15%-39.1pp | 46.48%-29.4pp | 302.95%-285.9pp |
| Employer contribution / active EE | $2,127 | $4,175-49.1% | $3,660-41.9% | $4,762-55.3% |
| Participant deferral / active EE | $1,899 | $4,958-61.7% | $4,371-56.5% | $5,983-68.3% |
| Admin fee / account holder | $1,698 | $7,248-76.6% | $5,948-71.5% | $11,250-84.9% |