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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,215 | $63,346-41.3% | $92,240-59.7% | $70,126-46.9% |
| Participation rate | 71.4% | 68.7%+2.8pp | 76.5%-5.1pp | 69.5%+1.9pp |
| Annual return | 19.84% | 530.19%-510.4pp | 176.29%-156.5pp | 73.15%-53.3pp |
| Employer contribution / active EE | $9,250 | $2,471+274.3% | $3,680+151.4% | $2,343+294.9% |
| Participant deferral / active EE | $2,418 | $2,854-15.3% | $3,897-38.0% | $3,332-27.4% |
| Admin fee / account holder | $1,699 | $3,841-55.8% | $5,194-67.3% | $4,645-63.4% |