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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,307 | $105,145-89.2% | $94,664-88.1% | $139,466-91.9% |
| Participation rate | 83.3% | 82.4%+1.0pp | 80.8%+2.5pp | 80.3%+3.0pp |
| Annual return | 23.95% | 38.09%-14.1pp | 156.84%-132.9pp | 373.66%-349.7pp |
| Employer contribution / active EE | $1,739 | $4,107-57.7% | $3,673-52.7% | $4,754-63.4% |
| Participant deferral / active EE | $4,637 | $7,599-39.0% | $7,417-37.5% | $6,712-30.9% |
| Admin fee / account holder | $1,289 | $8,972-85.6% | $7,222-82.2% | $11,409-88.7% |