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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,066 | $100,811-70.2% | $86,698-65.3% | $134,545-77.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -5.33% | 29.11%-34.4pp | 35.96%-41.3pp | 418.37%-423.7pp |
| Employer contribution / active EE | $1,194 | $3,490-65.8% | $2,837-57.9% | $4,742-74.8% |
| Participant deferral / active EE | $5,178 | $5,339-3.0% | $4,656+11.2% | $6,401-19.1% |
| Admin fee / account holder | $1,366 | $10,926-87.5% | $7,492-81.8% | $11,431-88.0% |