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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,301 | $167,522-62.2% | $151,639-58.3% | $134,532-52.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -17.95% | 7.81%-25.8pp | 3.34%-21.3pp | 418.27%-436.2pp |
| Employer contribution / active EE | $11,316 | $6,828+65.7% | $6,165+83.6% | $4,741+138.7% |
| Participant deferral / active EE | $6,486 | $8,986-27.8% | $8,363-22.5% | $6,401+1.3% |
| Admin fee / account holder | $3,697 | $13,780-73.2% | $11,613-68.2% | $11,429-67.6% |