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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,974 | $197,637-67.1% | $177,848-63.5% | $158,982-59.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -11.72% | 58.77%-70.5pp | 48.33%-60.0pp | 302.99%-314.7pp |
| Employer contribution / active EE | $8,939 | $6,698+33.4% | $5,919+51.0% | $4,763+87.7% |
| Participant deferral / active EE | $5,753 | $8,405-31.6% | $7,714-25.4% | $5,983-3.9% |
| Admin fee / account holder | $767 | $15,406-95.0% | $12,431-93.8% | $11,252-93.2% |