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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,407 | $59,111+83.4% | $86,451+25.4% | $68,490+58.3% |
| Participation rate | 76.0% | 75.2%+0.8pp | 80.3%-4.3pp | 67.9%+8.1pp |
| Annual return | -15.77% | -0.22%-15.5pp | 4398.51%-4414.3pp | -7.85%-7.9pp |
| Employer contribution / active EE | $255 | $2,519-89.9% | $3,770-93.2% | $2,597-90.2% |
| Participant deferral / active EE | $12,752 | $5,900+116.1% | $6,953+83.4% | $4,028+216.6% |
| Admin fee / account holder | $7,150 | $5,640+26.8% | $6,734+6.2% | $5,403+32.3% |