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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,534 | $107,941+7.0% | $91,994+25.6% | $152,909-24.4% |
| Participation rate | 71.4% | 81.2%-9.8pp | 78.6%-7.2pp | 82.5%-11.0pp |
| Annual return | 27.89% | 89.28%-61.4pp | 69.04%-41.2pp | 345.46%-317.6pp |
| Employer contribution / active EE | $406 | $4,212-90.4% | $3,453-88.2% | $4,764-91.5% |
| Participant deferral / active EE | $11,804 | $6,366+85.4% | $5,924+99.3% | $5,851+101.7% |
| Admin fee / account holder | $6,024 | $10,521-42.7% | $7,744-22.2% | $11,601-48.1% |