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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,628 | $217,427-30.7% | $185,837-18.9% | $167,518-10.1% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.55% | 148.39%-139.8pp | 122.08%-113.5pp | 478.71%-470.2pp |
| Employer contribution / active EE | $11,000 | $5,874+87.3% | $5,168+112.8% | $4,838+127.3% |
| Participant deferral / active EE | $9,000 | $6,357+41.6% | $5,568+61.6% | $6,342+41.9% |
| Admin fee / account holder | $1,845 | $19,816-90.7% | $16,241-88.6% | $12,312-85.0% |