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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,910 | $78,707-35.3% | $117,861-56.8% | $70,126-27.4% |
| Participation rate | 60.9% | 73.2%-12.3pp | 79.7%-18.8pp | 69.5%-8.7pp |
| Annual return | 13.02% | 23.30%-10.3pp | 335.11%-322.1pp | 73.15%-60.1pp |
| Employer contribution / active EE | $1,257 | $2,223-43.5% | $3,786-66.8% | $2,343-46.4% |
| Participant deferral / active EE | $2,713 | $3,297-17.7% | $4,482-39.5% | $3,332-18.6% |
| Admin fee / account holder | $714 | $5,066-85.9% | $8,021-91.1% | $4,645-84.6% |